Commercial Inspections

The decision to purchase a home is one of the most important financial decisions you will make in your lifetime. A four-point inspection only covers the basics, while a full home inspection includes all areas of the house. The last thing you want to do is buy a new house with hidden issues that are not covered by your warranty or insurance policy. It’s best for peace of mind and future resale value to get an expert opinion on any potential property before making an offer!

Do I need a 4-point or Full Home Inspection?

Both inspections benefit both buyers and insurance firms. These procedures aim to find any damage or significant problems before a house can be sold.

The full home inspection includes a detailed analysis of your house, including the outside and potential problems. A full home inspector will also often take pictures or videos so you can see what they are talking about. On the other hand, four-point inspections only check four main points: roof, heating and cooling system, plumbing/electrical systems, foundation.

Depending on your needs, choosing between a four-point home inspection or a full home inspection will be helpful. If you have young children, a full home inspection is best as it will cover more potential damage found inside and out of your house. Additionally, if you are new to the area or want a general overview of what issues may present in your future home, four-point inspections would work well for you!

What is a four-point inspection?

A four-point inspection is very similar to a pre-sale home inspection. The four main factors include:

  • The HVAC (Heating, Ventilation, and Air Conditioning) system
  • Plumbing
  • Roofing
  • Electrical panels and wiring

Insurers are most concerned about these four areas.

For example, if there is visible water damage on your roof or ceiling that may eventually leak into your house – then this would be found in a four-point inspection as well as a full home inspection. However, four-point inspections do not include checking the inside of your house or any other potential issues that may be present.

Four-point home inspections are helpful for those who only want to know the four main factors of their potential house. They can also be beneficial if you don’t have much money as they cost less than a full home inspection, and frequently, insurance companies will cover all or some costs associated with four-point inspections.

What is a full-home inspection?

A full home inspection is best for new homeowners who want to get a more complete overview of their house, especially if they have young children or plan on living in the property for many years to come.

A full home inspection is also the best option if you are looking for peace of mind. A full home inspection covers all areas of your new house. Typical areas inspected during a full-home inspection are:

  • Roofing: vents, shingles, trusses
  • Interior and exterior: roof coverings, finishes
  • Electrical system: wiring, receptacles, breakers
  • HVAC: filters, efficiency, ducts
  • Appliances: dishwasher, heaters, washing machine
  • Plumbing: water leaks, fixtures, wear and tear

Additionally, the inspector inspects the site’s structural soundness, moisture penetration, and grading. There may be additional elements on examination depending on the service provider and terms of the contract.

Four Point vs. Full Home Inspection

Insurance companies use both four-point and full-home inspections. These inspections protect the interests of buyers and insurers.

The most significant difference between these inspections is the depth. Full-home inspections take a longer time compared to four-point inspections. This is because the latter focuses only on the key areas.

Home inspections can be a daunting task, but they are essential for the safety of your family and home. Therefore, it is important to know whether you need a four-point inspection or a full house inspection before an appointment with one of our experts.

We offer both types of inspections, so we’re here to help answer any questions and provide insights on which type may better suit your needs. Contact us today!

Pre-Listing Inspections

Sometimes people may think that they don’t need a home inspection on a new construction because it is a brand-new home, but this isn’t the case. There are so many reasons why you should hire a professional to perform a home inspection on your new construction and having one can benefit you a great deal. Here are three reasons to get a home inspection on a new construction.

Save Money 

One great reason to get a home inspection on a new construction is to save yourself money in the long run. While a home inspection is going to cost you money upfront, it will save you money in the long run. This is because it will help to find if anything is wrong with the home. This allows you to have these things taken care of by the builder, rather than having to pay for it yourself. This can save you thousands of dollars, whereas an inspection will only cost you a few hundred.

More Thorough Than A Walk Through 

Another great reason to get a home inspection on your new construction is because it is a lot more thorough than a walk through. During a walk through you are simply looking at all aspects of the home, but an inspection goes much deeper. This helps the inspector to find things that may be wrong with your home, that you would never know about during a walk through.

Ensure Your Safety

There are times when a home inspection may reveal something about a new construction that is unsafe. When these issues are caught and repaired before you move in, you are kept much safer within your home, and you can avoid any issues. This gives you a great deal of peace and helps you keep yourself and family as safe as possible.