Home Inspection New Hampshire

How To Win a Home Without Waiving a Home Inspection

 

In this ultra-competitive real estate market, buyers are doing whatever they can to win the home of their dreams. They have to decide right away whether or not they want to put a contract on a home. Many are paying over the asking price. Others are waiving certain things, like home inspections and closing cost fees. That being said, you should avoid waiving the home inspection because you really want to know what you are buying. But how can you do that in this day and age? Here are some tips to help.  

 

Make sure that you are preapproved. Though many get preapproved before they start looking at homes so that they know what they can afford, the truth is that it helps when you put an offer on a home. Sellers will know that you are a serious buyer and are able to get a loan for their home. They are more likely to choose your offer over someone who hasn’t been preapproved (and may not be eligible for a loan). 

 

Have a good down payment. This also shows sellers that you are serious. Though you may not have twenty percent, even ten percent is better than someone who only has five percent down. It might be worth taking a few extra months to save up even more money, before you start looking at homes.  

 

Ask for an informational inspection, rather than an inspection contingency. This means that you want an inspection, just for your own peace of mind. You aren’t going to ask to renegotiate if something comes up. You are more than willing to fix any of the problems that the inspection may find.  

 

Add an escalation clause to your offer. If you add an escalation clause, you are letting the sellers know that you are willing to pay more for the home, if there are multiple buyers. You can write that you will pay one thousand dollars over the highest bidder, up to a cap. If there are multiple offers, this makes the negotiations easier because they don’t have to go back and forth between everyone who put in an offer. 

 

Just because the market is so competitive, doesn’t mean that you have to waive your home inspection. Instead, you may have to ask for an informational one instead. This lets them know that you only want the inspection for your information. You will not be asking them for money to fix any problems!  

 

Schedule your inspection with True North Home Inspection today!

home inspection

What is a Home Inspector Looking for in an Attic?
The attic is seen as just a buffer space between your living space and the roof. It is an important structural component to the home, however. When you have your home inspected, you will find the home inspector probably spends a fair bit of time up in the attic. This is because several issues can be spotted from up there, and they can be indicators of further damage deeper inside the home. So what is the home inspector looking for while up in your attic?

Structural Damage
The home inspector will be looking for damage to the structure in the attic since it holds up the roof. This can also include checking for roofing damage not immediately obvious from the roof itself.

Fire Damage
While the homeowner needs to disclose fire damage when selling, it can be easy to cover it up. Yet, often that cover-up job does not include the attic. You may find soot, scorch, and other fire damage in the attic that effects the integrity of the home.

Water Damage
When inspecting the attic, the inspector will not only look for water damage from a roof leak, but for moisture caused by faulty ventilation or leaking plumbing as well. Typically, the attic is where inspectors find water damage if the homeowner doesn’t already know about it.

Insulation
Great attic insulation will help minimize your heating and cooling costs. The inspector will judge whether there is adequate insulation in your attic and make sure the batts are facing the right way as well.

Chimney Condition
The chimney will also be inspected from the exterior and roof of the home, but the inspector will also want to look at the portion that is in the attic to make sure it is properly sealed as well as inspect the mortar on the brick.

Contact True North Home Inspection at (603) 229-2571 if you have any questions or to schedule an inspection!

Home Inspection – What to Expect and How to Prepare 

A home inspection is quickly approaching, and it’s a good idea to refresh yourself on what to expect when the inspector arrives, and how to prepare for it!

The Home Inspection Assessment

The inspector will assess heating/ventilation/air conditioning (HVAC), electrical systems, plumbing, attic, roof, floors, doors, windows, the foundation, the basement, and structural components. Following the inspection, he or she will write a report. The process may take two to four hours depending on the findings and how big the house is.

Sellers may have a home inspected before offering it to a buyer, giving the owner a chance to fix issues before the marketing process. Buyers are advised to pick out their inspectors and check for radon, termites, asbestos, lead piping, lead paint, and/or mold.

Preparing for the House Inspection

Before the inspector shows up, clean the house. A clean home shows you care about the place and makes a good first impression when the inspector arrives.

Be on time and try to have the house ready 30 minutes before the inspector shows up. If the house is vacant, leave the utilities on so that the inspector can check the stove, run the dishwasher, and do HVAC testing.

Leave room around the furnace and water heaters. 3 to 4 feet of space should be fine. Keep the pilot lights lit and make sure the water heater, gas stove, or furnace work. Allow for space to get into the attic, garage, and basement.

Make a path around your house for exterior inspection. Grab debris, branches, whatever may be blocking the path and move it out of the way.

Show Proof of Repairs and Plan to Leave the House

Provide documents showing any repairs that have been made around or to the house. Give the buyers and the inspector a few hours to look over the house and take any kids or pets with you when you leave. Some buyers may not feel comfortable with the owner being present, so be ready to leave the house for a few hours.

 Reach Out to Us for Your Home Inspection Needs

After we walk through the home together, we will explain the general condition of the home and systems with you and your agent. We will talk through any major issues that need to be addressed sooner rather than later. Whether you are a buyer or seller, schedule your inspection with True North Home Inspection today!

Why Is There Radon In My Home? 

The results of an inspection may reveal something no homeowner wants to deal with: radon. Radon is present at toxic levels in many houses throughout the US, but its discovery within your own home is particularly unsettling. The Environmental Protection Agency (EPA) has a wealth of data relating to radon and the health risks it poses, so action must be taken. An understanding of how radon functions show that homeowners must regularly monitor the levels in their house. Read on to learn how unsuspecting homeowners find themselves with a radon problem and how to prevent the health consequences of its presence.

What is radon? 

Radon is a naturally occurring element that results from chemical processes taking place in the earth’s crust. It is a colorless, odorless gas that is toxic when present at high concentrations. Though radon exists at low levels in nearly all the air we breathe, it can reach toxic levels if allowed to accumulate in buildings.

How did it get in my house? 

As the ground under your home releases radon gas, it slips through cracks and holes in the foundation of the building. Gradually, this process can result in a toxic concentration of radon. Homes are excellent at trapping this element within its walls, so the process can reach severe levels of toxicity before the homeowner is aware of a problem. It is critical homeowners understand all houses are susceptible to concentrated levels of radon, whether it has a basement or not.

What can be done? 

As the ground shifts and your home ages, gas accumulation can change and increase the potential for toxic exposure. Accordingly, the EPA recommends testing your house for elevated radon levels approximately every two years. There are simple solutions to ensure your home and health are protected from radon poisoning if concentrated levels are found. Radon mitigation systems are relatively inexpensive and very effective at removing this toxic gas from your living space.

Radon toxicity is an alarming reality for many homeowners around the country. Thankfully, peace of mind is achievable through regular testing done by qualified professionals. Please Contact True North Home Inspection today with any questions about radon testing or to schedule a radon test.

Do You Need to Be Present For A Home Inspection?

Whether you are buying a home or a seller getting a property ready for sale, a home inspection is a must. A home inspection gives a detailed report on even minor issues that may be deal breakers for some or even make the property unsafe. However, do you actually need to be present for the home inspection?

Benefits of Attending Your Home Inspection

It is not mandatory that you attend your home inspection. The process can go on without anyone present at all, and you will be left a report of all the issues. However, all home inspectors strongly recommend that you do attend because of the number of benefits your physical presence offers.

Explanation of the Issues In-Person

The biggest benefit of attending your home inspection is that the home inspector can explain issues to you as they find them. The report lets you know what is wrong, but the home inspector will be candid enough to tell you how big of an issue that is and potential problems it will cause if you leave it that way.

Questions Asked and Answered

A home inspector has seen a thing or two when it comes to home problems. Particularly for home buyers, being able to ask them questions about a property, as a pretty neutral party in the matter, can be great when helping you make a decision.

Learning the Ins and Outs of a Property

Home inspectors learn about a property quickly because they have a lot to check. Often they can introduce you to important elements like gas and water shut offs. If you do buy the home, it is really quite important to know where these are.

While it is not required to be present at a home inspection, typically you want to make the time if you can. Home buyers in particular will find it a major benefit in the home buying process.

Contact True North Home Inspection at (603) 229-2571 to learn more about home inspections or to schedule your inspection.

Commercial Inspections

The decision to purchase a home is one of the most important financial decisions you will make in your lifetime. A four-point inspection only covers the basics, while a full home inspection includes all areas of the house. The last thing you want to do is buy a new house with hidden issues that are not covered by your warranty or insurance policy. It’s best for peace of mind and future resale value to get an expert opinion on any potential property before making an offer!

Do I need a 4-point or Full Home Inspection?

Both inspections benefit both buyers and insurance firms. These procedures aim to find any damage or significant problems before a house can be sold.

The full home inspection includes a detailed analysis of your house, including the outside and potential problems. A full home inspector will also often take pictures or videos so you can see what they are talking about. On the other hand, four-point inspections only check four main points: roof, heating and cooling system, plumbing/electrical systems, foundation.

Depending on your needs, choosing between a four-point home inspection or a full home inspection will be helpful. If you have young children, a full home inspection is best as it will cover more potential damage found inside and out of your house. Additionally, if you are new to the area or want a general overview of what issues may present in your future home, four-point inspections would work well for you!

What is a four-point inspection?

A four-point inspection is very similar to a pre-sale home inspection. The four main factors include:

  • The HVAC (Heating, Ventilation, and Air Conditioning) system
  • Plumbing
  • Roofing
  • Electrical panels and wiring

Insurers are most concerned about these four areas.

For example, if there is visible water damage on your roof or ceiling that may eventually leak into your house – then this would be found in a four-point inspection as well as a full home inspection. However, four-point inspections do not include checking the inside of your house or any other potential issues that may be present.

Four-point home inspections are helpful for those who only want to know the four main factors of their potential house. They can also be beneficial if you don’t have much money as they cost less than a full home inspection, and frequently, insurance companies will cover all or some costs associated with four-point inspections.

What is a full-home inspection?

A full home inspection is best for new homeowners who want to get a more complete overview of their house, especially if they have young children or plan on living in the property for many years to come.

A full home inspection is also the best option if you are looking for peace of mind. A full home inspection covers all areas of your new house. Typical areas inspected during a full-home inspection are:

  • Roofing: vents, shingles, trusses
  • Interior and exterior: roof coverings, finishes
  • Electrical system: wiring, receptacles, breakers
  • HVAC: filters, efficiency, ducts
  • Appliances: dishwasher, heaters, washing machine
  • Plumbing: water leaks, fixtures, wear and tear

Additionally, the inspector inspects the site’s structural soundness, moisture penetration, and grading. There may be additional elements on examination depending on the service provider and terms of the contract.

Four Point vs. Full Home Inspection

Insurance companies use both four-point and full-home inspections. These inspections protect the interests of buyers and insurers.

The most significant difference between these inspections is the depth. Full-home inspections take a longer time compared to four-point inspections. This is because the latter focuses only on the key areas.

Home inspections can be a daunting task, but they are essential for the safety of your family and home. Therefore, it is important to know whether you need a four-point inspection or a full house inspection before an appointment with one of our experts.

We offer both types of inspections, so we’re here to help answer any questions and provide insights on which type may better suit your needs. Contact us today!

Pre-Listing Inspections

Sometimes people may think that they don’t need a home inspection on a new construction because it is a brand-new home, but this isn’t the case. There are so many reasons why you should hire a professional to perform a home inspection on your new construction and having one can benefit you a great deal. Here are three reasons to get a home inspection on a new construction.

Save Money 

One great reason to get a home inspection on a new construction is to save yourself money in the long run. While a home inspection is going to cost you money upfront, it will save you money in the long run. This is because it will help to find if anything is wrong with the home. This allows you to have these things taken care of by the builder, rather than having to pay for it yourself. This can save you thousands of dollars, whereas an inspection will only cost you a few hundred.

More Thorough Than A Walk Through 

Another great reason to get a home inspection on your new construction is because it is a lot more thorough than a walk through. During a walk through you are simply looking at all aspects of the home, but an inspection goes much deeper. This helps the inspector to find things that may be wrong with your home, that you would never know about during a walk through.

Ensure Your Safety

There are times when a home inspection may reveal something about a new construction that is unsafe. When these issues are caught and repaired before you move in, you are kept much safer within your home, and you can avoid any issues. This gives you a great deal of peace and helps you keep yourself and family as safe as possible.